Dr. Arvind ASHTA

Senior Professor, Burgundy School of Business (Groupe ESC Dijon-Bourgogne)

Holder of Chair in Microfinance

 

7 rue Nicolas Fetu, 21000 Dijon

03.80.72.59.66 (Office), 03.80.59.13.64 (Residence)

Arvind.Ashta@escdijon.eu

French, Indian origin, 50 years, married, four children

 

·       Languages

 English, French, Hindi

 

·       Qualifications

Ph.D. Law (1996): University of Paris 2 (Panthéon- Assas). Félicitations du jury

D.S.U - Political Science (1990): University of Paris 2 (Panthéon- Assas)

LL.B. (1986): Law Center-2 (evening), University of Delhi

Post-graduate Diploma in Management (1982): Indian Institute of Management, Calcutta

BA (Honours) Economics (1980): St. Stephen’s College, University of Delhi.

 

·       Academic Appointments (and honours)

ESC Dijon-Bourgogne

Senior Professor: Finance, Control & Law  Groupe ESC Dijon-Bourgogne (since 2000)

Holder of Chair in Microfinance (Since April 2009)

Former Elected Dean of Faculty (2004-07) Member of the Management Committee of the institute              participating in all strategic and operating decision-making, recruitment, evaluation and evolution of professors.

 

Université Libre de Bruxelles (SBS-EM)

Associated Maitre de Conférence at the Université Libre de Bruxelles, Belgium for the European Masters in Microfinance (since 2009)

 

·       Main Research Interest / Work in Progress

2011-2012:  Guest co-Editor of COST MANAGEMENT, special issue on Microfinance

Organising a conference on Microfinance in New Delhi (Jan 4-7, 2012)

 

Other WIP includes:

Does Microfinance cause or reduce suicides? Possible ways to reduce borrower stress (with Saleh Khan and Philipp Otto)

Interest rate ethics in Microfinance (with Marek Hudon)

Interest rate usury regulation (with Laurence Attuel-Mendes and Jean-Guillaume Ditter)

Factors to explain the success of Microfinance in West Africa (with Ndeye Salimata Fall)

A comparison of Truth in Lending Laws (with Laurence Attuel-Mendes)

Web 2.0 and online lending (many papers with Djamchid Assadi)

MIS for Microfinance (with Jiten Patel)

Mobile Banking Regulation

Microfinance and Religion (with Laurence Attuel-Mendes and Fr. Emmanuel Pic)

Global Minimum Wage

Co-creation by Impact investment funds

 

·       Other Research Interests

Corporate Social Responsibility

Accounting (with Odile Barbe and Laurent Didelot)

 

·       Membership

Member of CEREN (Centre de Recherche en Entreprises)

Member of CERMI (Centre de Recherche en Microfinance)

Member of the European Microfinance Platform

Responsible for Institutional Association with Microcredit Summit

Member of the Research Group of the European Microfinance Network

Founder of Burgundy Group for Microfinance Research (Linkedin)

Founder of Online Lending and Microfinance (Linkedin)

 

·       Teaching Portfolio

     

Current (2009-10)

 

Microfinance Introduction and Development

Introduction, Forms of Microfinance and Forms of MFIs, creation of MFIs, Case studies and the role of technology

Microfinance Financing and Financial Analysis

Sustainable growth, interest yields and components, ratio analysis, risk, financing, investments, financial crisis, securitization, in microfinance

Microfinance and Technology

Microfinance and Technology as part of Microfinance Contracts and Incentives at the European Microfinance Masters, Université Libre de Bruxelles.

Corporate Valuation

Book value, Cash flow based valuation, multiples based valuation

Management Control

Budgeting, Budgetary control

Performance Management

Responisibility centres, transfer pricing, Activity based costing and management, balanced scorecards, social performance

Financial Accounting

Accounting for tax, double taxation, VAT

 

Past

 

Financial Market Theory   

CAPM / APT, Efficient Markets Hypothesis, Bond and Equity Valuation, Options, Behavioral Finance

Financial Management       

Working Capital, Dividends, Real Options approach to project appraisal

Financing of Cultural Activities

Long term and short term sources of finance, using cases adapted to cultural activities (Radio stations, artists, music companies)

Corporate Financial Strategy/restructuring

Valuation for Mergers & Acquisitions, Venture Capital, LBOs, IPOs

Introduction to Financial Management

Financial Statements, Analysis of Statements, Cash Flows, Discounting, NPV

International & European Taxation 

Double taxation avoidance, tax havens, transfer pricing,  EU Law on Tax (Customs, VAT, Excise, Parent-Subsidiary Dividends, Mergers, Savings…)

 

International Law

Public and private interenational law, contracts, payment, GATT/WTO

 

 

·       Teaching Philosophy

Set high goals and target top 10% of students: another 70% will be challenged.

Students need to participate to learn and remain interested

Students achieve in groups what they can’t achieve alone: working in groups gives management experience.

Provide examples from personal corporate experience, research papers

 

·       Teaching Techniques

A mix of lectures, cases, Problem Based Learning, quantitative problem-solving, group-discussion and group presentations of research articles, legal cases and topical matters, adapted to the subject and circumstances. Quizzes, group work to test preparation, followed by final exams.

 

·       Other Scholarly and related Activities

Organized a case competition on "Rang De: How to make online lending grow in India?" with Djamchid Assadi (end date April 2010)

Course coordinator (“responsable de module”) for various courses in Finance and Law requiring interaction with visiting faculty.

Directing memoirs on Taxation and Finance (My students got the Best Mémoire prize of the school for 2004, 2005 and for 2006)

International collaborations (instrumental in three protocols signed with Indian schools)

Active member of CEREN (the Research Center of ESC Dijon): participating, researching. Took part in decision-making during the period I was elected Dean of faculty.

 

·       Prior Research and Teaching Experience (visiting faculty)

Hochschule Pforzheim (Germany), Microfinance (2009)

Université de Paris 6 (Pierre et Marie Curie), Financial Market theory (2002-2008)

DePaul University, Chicago, Microfinance, Introduction to Finance (summer 2007)

American Business School: Investments, International Law (2001 to 2004)

ESC Amiens: Visiting faculty for EU taxation (2003 & 2004)

MBA Institute, Paris: Microeconomics (1989) European Business Practices (2001)

EICD-3A, Francheville: Indian civilization, sociology, political and legal systems (2001)

INSEAD, Fontainebleau: Research on EVA and balanced scorecard in Slovenia (2001)

 

·       Prior Professional Experience (17 years)

Cyrene SA , Paris (15 employees):             Accounting (1989-1999)

 

Escorts Limited, Faridabad (India):             Budgetary Control, Reporting (1985-89)

(15,000 employees)                                      Auditing (1983-85)

 

20th Century Finance (Mumbai):                 Consultancy (1982)

(15 employees)

 

·       Organization of conferences

Organized "Journée de Recherche CEREN-CERMi" on Microfinance (March 18, 2010) at ESC Dijon. 17 papers, 39 registered particpants, but more dropped in.

Organized "Institutional and Technological Environment for Microfinance" (Jan 7-8, 2010), at the India Habitat Center, New Delhi. There were 43 registered participants including academics, microfinance professionals and students. 28 papers presented. The event was preceded by a cocktail on the 6th and followed by two field visits to MFIs on the 9th.

Organizing committee member (review) of Asia Pacific Conference on International Accounting ,Paris, Nov 2008 (300 participants)

Organizing committee member (review) of Journées d'Economie Expérimentale, Dijon, May 2008 (100 participants)

 

·       Editorial Experience

Edited  book on "Advanced Technologies for Microfinance: Solutions and Challenges". (2011), Hershey, PA: IGI Global (Expected  August 2010)

Guest editor of  a special issue on "Technology and Microfinance" for Journal of Electronic Commerce in Organizations (June 2010), with a preface: Some Directions For Future Research In Microfinance And Technology" , pp  i. to iv.

Guest editor of  a special issue on "Technology and Microfinance" for Journal of Electronic Commerce in Organizations (vol 8, No. 2 April-June, 2010), with a preface: "A brief Introduction to Microfinance and technology", pp i to iv.

Editor: France Now (1997-2000): Over 200 short articles written and published on French legislative and economic news.

 

·       Editorial Board

Gitam Review of International Business

 

·       Occasional Review of papers

World Development, European Journal of MIS, Journal of Economic Issues, Journal of Business Ethics, European Management Review, Corporate Governance, Electronic Commerce Research and Applications

EURAM conference, Asia Pacific Conference for International Accounting

·      Book, edited book and book chapters

Ashta, A.  (Ed.) (2011), Advanced technologies for microfinance: Solutions and challenges. Hershey, PA: IGI Global.

Ashta, A., & Assadi, D. (2011). The use of Web 2.0 technologies in online lending and impact on different components of interest rates.  In A. Ashta (Ed.), Advanced technologies for microfinance: Solutions and challenges. Hershey, PA: IGI Global.

 

Assadi, D. & Ashta, A., (2009). "How do People Trust on Peer-to-Peer Lending Websites? Analysis of the Impacts of the Web 2.0 Technologies and Intermediation Roles". In: Gera, R. (ed). Advances in Technology and Innovation in Marketing. MacMillan Publishers India Ltd, Delhi. 49-69.

Ashta., A. (2001). L’impôt dans l’Hindouisme, in « Dieu et L’impôt » (2001), ed. J.-C. Martinez.

Ashta, A. (1998). “Le Fédéralisme Fiscal – Les aspects fiscaux du droit budgetaire (Australie, Canada, Etats-Unis, Inde)”, Septentrion, (Thesis for Ph.D., presented in 1996)

 

 

·      Articles in Academic Journals

Khan, S. & Ashta, A.

2011 forthcoming Sept-Oct

Cost Control in Microfinance: Lessons from ASA

Cost Management, Volume 25, Issue #5

Constantinou, D.  & Ashta, A.

2011 forthcoming Aug

 (2011 forthcoming August): “Financial Crisis: Lessons from Microfinance”,

Strategic Change: Briefings in Entrepreneurial Finance, Vol 20 , Issue 5-6.

Ashta, A. & Otto, P.

2011 forthcoming Aug

Project Valuation in the presence of loss aversion during economic crises

Strategic Change: Briefings in Entrepreneurial Finance, Vol 20 , Issue 5-6.

Ashta, A & Assadi D.

2010

"Should online micro-lending be for profit or for philanthropy? DhanaX and Rang De",

Journal of Innovation Economics, 2 (6), 123-146.

Constantinou, D. & Ashta, A.

2010

Comment la microfinance surmonte-t-elle les crises financières et économiques ?

Techniques Financières et Développement, N° 99, pp 31-44

Johnson, S., Ashta, A & Assadi D.

2010

Online or Offline? The Rise of "Peer-to-Peer" Lending in Microfinance.

Journal of Electronic Commerce in Organizations, Jul-Sep2010, Vol. 8 Issue 3, pp 26-37

Ashta, A.

2010

Guest Editorial Preface : With Some Directions for Future Research in Microfinance and Technology.

Journal of Electronic Commerce in Organizations, Jul-Sep2010, Vol. 8 Issue 3, pp i-iii

Ashta, A & Assadi D.

2010

An analysis of European online micro-lending websites

Innovative Marketing, Vol. 6, Issue 2, June 2010, pp 7-17

Ashta, A.

2010

Guest Editorial Preface : A Brief Introduction to Microfinance and Technology

Journal of Electronic Commerce in Organizations, April-June 2010, Vol. 8 Issue 2, pp i-iii

Ashta, A.

2009

Micro-credit Capital Flows and Interest Rates: An Alternative Explanation

Journal of Economic Issues, September 2009, Vol. 43 Issue 3, pp 661-683

Ashta, A. & Bush, M.

2009

Ethical Issues of NGO Principals in Sustainability, Outreach and Impact of Microfinance: Lessons in Governance from the Banco Compartamos' I P O.

Management Online REview, vol. November, pp 1-18

Allaire, V., Ashta, A., Attuel-Mendes, L. & Krishnaswamy, K. &

2009

The success of Moroccan Microfinance institutions: more than just culture?

Euro-Mediterranean Economics And Finance Review, Vol. 4, N° 3, Third Quarter 2009, Special Issue for IFC 5, pp 53-74

Ashta, A.

2009

Corporate Social Responsibility in the Dynamic Information Age of Inter-Systems Connectivity

Journal of Electronic Commerce in Organizations, 7(1), 18-34, January-March 2009

Attuel-Mendes, L & Ashta, A.

2008

French Usury Legislation And The Development Of Credit Availability For Microenterprise

Global Journal of Business Research, Volume 2, No 2: 123-137

Ashta, A.

2008

 Sustainable growth rates: refining a measure.

Strategic Change, Aug 2008, 17(5-6): 207-214

Ernult, J. and Ashta A.

2008

How to Measure Global Sustainable Performance in a Service Enterprise? A Case Study of the Credibility Of Vigeo’s Rating of Caisse D’epargne

Journal of Services Research, Vol. 8 Issue 1, Feb 2008, p101-123, 23p

Ashta, A. & Patil, S.

 

2007

Behavioral Finance issues in Listing and Delisting in the French wine industry: Lessons from the case of Grands Vins Boisset

Decision, Vol 34, No.2, July-Dec. 2007, p 1-26, 26p

Ashta, A., Diaz-Bretonnes, F & Tolle, L.

2007

Behavioral Influences in Selecting Restructuring Strategies for Sick Companies

ICFAI Journal of Behavioral Finance, Vol. 4, No. 4, Dec 2007, p 7-32, 26p

Ashta, A.

2007

Behavioral Influences on the Calculation of Expectations in Project Appraisal

ICFAI Journal of Behavioral Finance, Vol. 4, No. 2, June 2007, p. 7-32, 26p

Ashta, A.

2007

The Taxation of Mergers Directive (90/434/EEC) as Amended

ICFAI Journal of Mergers and Acquisitions, March 2007, Vol. IV, n°1, pp 62-78, 17p

Ashta, A.

2006

Wine Auctions: More explanations for the declining price anomaly

Journal of Wine Research Vol. 17 Issue 1, Apr 2006, p53-62, 10p

Ashta, A.

2005

Psychology and Risky Decision Process for Corporate Investments

 

Revista Internacional de Ciencias Sociales y Humanidades/ International Journal of social Sciences and Humanities SOCIOTAM, July-Dec 2005,  vol. XV, n.2, pp 43-66, 24p

Ashta, A.

2000

France shortens Work-Week: Sharing Scarce Jobs

 

Economic and Political Weekly, Sept 23, 2000

Ashta, A.

2000

France: Universal Medical Coverage: Do People Really Want It?

Economic and Political Weekly, Feb 5, 2000

 

 

·      Book Reviews

 

Ashta, A

2010

 

Legal Risk in the Financial Markets, by Roger McCormick, 2006, Oxford, UK: Oxford University Press, Pp. ix 297 pages

Journal of Risk and Insurance, Sept 2010, Vol 77, Issue 3, pp 709-711

Ashta, A

2009

 

Creating a World Without Poverty: Social Business and the Future of Capitalism, by Mohammed Yunus (with Karl Weber). New York: BBS Public Affairs. 2007

Journal of Economic issues, March 2009, pp 289-290

Ashta, A.

2009

The World is Flat: The globalized world in the twenty-first century, by Thomas Friedman, 2006

Global Vistas, Vol 8, December 2009, pp  68-69

 

 

·      Case Studies and Teaching Notes

 

Ashta, A. & Assadi, D.

2011

Babyloan: Micro Credits, Great Stories: Scaling Issues In Social Business

ECCH: 311-081-1

Ashta, A. & Assadi, D.

2011

Teaching note - Babyloan: Micro Credits, Great Stories Scaling Issues In Social Business

ECCH: 311-081-8

Ashta, A. & Ernult, D.

2009

Caisse d'Epargne: How to choose Environmentally Friendly Vendors

ECCH: 708-036-1

Ashta, A.

2009

Teaching note for Caisse d'Epargne: How to choose Environmentally Friendly Vendors

ECCH: 708-036-8

 

 

·      Articles in Professional Journals and Media

Ashta, A.

2011

Riskebiz: Co-Creating Value in the Investment Chain to Combine Finance and Technology to Enable the Poor to Get Out of Poverty

IGI Global Blog, Feb 2011

 

Ashta, A.

2011

How can technology co-create value for Microfinance investors?

Microfinance Focus, Feb 2011

Demay, I. & Ashta, A.

2010

L'afrique face aux "Escrocs des pauvres"

La Tribune, 13 december, 2010

Ashta, A.

2010

Does Microfinance Cause or Reduce Suicides?

Microfinance Focus, Nov 2010

Ashta, A.

2010

Social Business: How niche players can have a real impact

Microfinance Focus, Oct 2010

Ashta, A. & Assadi, D.

2010

Microfinance: Towards a financial approach or a Return to a social approach

Microfinance Focus, Oct 2010

Ashta, A., Chalamon, C. & Demay, I.

2010

A short History of Microfinance in Togo

Microfinance Focus, Sept 2010

Ashta, A.

2010

United Prosperity: The Scaling Up Power of Online Collateral to Eradicate Poverty

IGI Global Blog, July 2010

Ashta, A.

2010

Mobile Payment Expo: Understanding the Mobile Payments Landscape

Microfinance Focus, June 2010

Ashta, A.

2010

La microfinance ignore la crise

La Tribune, April 3, 2010

Ashta, A. & Attuel-Mendes, L..

2010

Report : Microfinance research workshop CEREN-CERMi

Microfinance Focus, March 2010

Ashta, A.

2010

An account of the Microfinance and New Technology summit in Marrakech

Microfinance Focus, March 2010

Ashta, A. & Assadi, D.

2010

Rang De and online lending in India

Microfinance Focus, Feb 2010

Ashta, A.

2009

Africa prefers microfinance route to reach Millennium goal

Microfinance Focus, July 2009

 

 

 

·      Papers at Academic Conferences

 

Ashta,A., Khan, S. and Otto, P.

2011

Does Microfinance cause or reduce suicides: The need for support groups for males

Second European Research Conference on Microfinance , June 16 – 18 in Groningen, the Netherlands

Vitalie, B. & Ashta, A.

2011

The conceptual framework of credit scoring from its origins to microfinance

Second European Research Conference on Microfinance , June 16 – 18 in Groningen, the Netherlands

Ashta,A., Khan, S. and Otto, P.

2011

Does Microfinance cause or reduce suicides: Policy recommendations to reduce borrower stress

2nd Joint Research Conference of Burgundy School of Business and

Oxford Brookes University Business School, 10th May, Dijon, France

Ashta, A. à Patel, J.

2011

Is SaaS the Appropriate technology for Microfinance?

2nd Joint Research Conference of Burgundy School of Business and

Oxford Brookes University Business School, 10th May, Dijon, France

Ashta,A., Khan, S. and Otto, P.

2011

Stress of Microfinance Borrowers

International Conference on Stress: Health, Society and Technology (ICONS-HST), (20th -21st April), New Delhi.

Nyapati, N.V. & Ashta, A.

2011

The Role of Technology in the Diffusion of Microfinance

Symposium on Corporate Responsibility and Innovation, 6-7 April, 2011, Dijon

Ashta, A., Dayson, K.,  Gera, R.  Hettihewa, S.  Krishna, N.V. and Wright, C.

2011

Microfinance as a Social Innovation

Symposium on Corporate Responsibility and Innovation, 6-7 April, 2011, Dijon

Ashta, A.

2011

CSR in a SaaS for Microfinance Environment

Symposium on Corporate Responsibility and Innovation, 6-7 April, 2011, Dijon

Otto, P.  & Ashta, A.

2010

Microsavings and Market Saturation: The Evolution of Diversity in Saving Products

2nd Institutional and Technological Environment for Microfinance (Dec 9 -10, 2010), Dijon

Ashta, A. & Demay, I

2010

L'histoire de Microfinance en Togo

2nd Institutional and Technological Environment for Microfinance (Dec 9 -10, 2010), Dijon

Couchoro, M. & Ashta, A.

2010

Critères de sélection des clients dans les IMF: le cas de Wages au Togo

2nd Institutional and Technological Environment for Microfinance (Dec 9 -10, 2010), Dijon

Ashta, A. & Patel, J.

2010

 “Is SaaS the Appropriate Technology for Microfinance?”

 

CERMi research workshop, (October 19th ) Mons

Attuel-Mendes, L, Ashta, A., Ditter, J-G

2010

La réforme de la législation française en matière d'usure, facilite-t-elle l'accès au crédit des micro-entreprises ?

 

IIIè colloque du DEUST Travail social, Existe-il des alternatives à la banque capitaliste ?ou « Raiffeisen réveille-toi, ils sont devenus fous ! », 8 octobre 2010, Evry,

Assadi, D. and Ashta, A

2010

.Governance of Trust in P2P Lending Websites

3rd conference on Governance in Microfinance, 31st Aug- 1st Sept, Groeningen

Ashta, A.

2010

La RSE dans l'ère de l’information : Appliqué au SaaS en Microfinance

Innovations 2010,  June 7, Paris

Ashta, A. & Rani, M.

2010

Evolution of Mobile Banking Regulation

Journée de recherché CEREN-CERMi (March 18), Dijon

Ashta, A.

2010

MIS for Microfinance

2nd Microfinance and New Technologies Summit, (March 11-12), Marrakech

Assadi, D. & Ashta, A.

2010

P2P Interaction Orientation and Brand Value Building in Online Social Lending Startups

Institutional and Technological Environment for Microfinance (Jan 7-8, 2010), New Delhi

De Selva, R. & Ashta, A.

2010

Religious practice and micro-credit in West Bengal (India)

Institutional and Technological Environment for Microfinance (Jan 7-8, 2010), New Delhi

Ashta, A & Assadi D.

2010

Should online Micro-lending be for profit or for philanthropy? DhanaX and Rang De

Institutional and Technological Environment for Microfinance (Jan 7-8, 2010), New Delhi

Assadi, D. & Ashta, A.

2009

P2P Interaction Orientation and Brand Value Building

in Online Social Lending Startups

CERMI Research Workshop, Mons, Nov 27, 2009

Ashta, A. & Raimbault, S.

2009

Business Perceptions of the New French Regime on Auto-Entrepreneurship: A Risk-Taking Step Back From Socialism

21st Asian-Pacific Conference on International Accounting Issues, Paris,  November 22-24, 2009, Las Vegas, USA

 

Ashta, A & Assadi D.

2009

Online lending in India

University Meets Microfinance, Berlin, Nov 7-8, 2009

Ashta, A. & Assadi, D.

2009

Generating brand value in online Microfinance startups

5th International Colloquium Of The Academy Of Marketing's Brand, Corporate Identity And Reputation Special Interest Group, Cambridge, U.K., 1-3 Sept., 2009.

 

Hudon, M. & Ashta, A.

2009

Microfinance Interest Rates dynamics: Are fair prices derived from Rawls' basic principles of justice?

2nd International Workshop on Microfinance Management and Governance, Kristiansand, Norway , 31 Aug-1Sept, 2009

 

Ashta, A & Assadi, D.

2009

Arvind Ashta & Djamchid ASSADI, Do Social Cause and Social Technology Meet?  Impact of Web 2.0 Technologies on peer-to-peer lending transactions in general and microfinance in particular,  

 

The First European Research Conference on Microfinance, Brussels, 2-4 June 2009

Allaire, V., Ashta, A., Attuel-Mendez, L. & Krishnaswamy, K.

2009

Institutional analysis to explain the success of Morrocan Microfinance Institutions

 

The First European Research Conference on Microfinance, Brussels, 2-4 June 2009

Ashta, A & Assadi, D.

2009

Analysis of European Online micro-lending Websites,

 

EMN 6th Annual Conference, 4-5 June 2009, Milan, Italy

Attuel-Mendes, L & Ashta, A.

2009

The truth, but not always the Whole Truth in Lending Laws

 

5th International Finance Conference, Hammamet (Tunisia), 12-14 March 2009

Allaire, V., Ashta, A., Attuel-Mendez, L. & Krishnaswamy, K.

2009

The Success of Moroccan Microfinance Institutions: More than just culture?

 

5th International Finance Conference, Hammamet (Tunisia), 12-14 March 2009

Assadi, D., Ashta, A

2009

How do People Trust on Peer-to-Peer Lending Websites? Analysis of the Impacts of the Web 2.0 Technologies and Intermediation Roles'

2nd International Conference on Technology and Innovation in Marketing, Ghaziabad (India), February 20-21, 2009

Ashta, A.

2008

A Discontinuous Marginal Revenue curve and U-shaped supply curve explanation to microcredit capital flows and relative interest rate determination

Asian-Pacific Conference on International Accounting Issues, Paris,  November 09-12, 2008

Ashta, A.

2008

How can Beta be saved in the face of Loss Aversion?

 

Asian-Pacific Conference on International Accounting Issues, Paris,  November 09-12, 2008

Barbe-Dandon, O., Didelot, L. & Ashta, A.

2008

Is there need for totally disconnected tax and financial systems?  A post-IFRS evaluation of evolution of French Tax and Financial Reporting relationships

Asian-Pacific Conference on International Accounting Issues, Paris,  November 09-12, 2008

Ernult & Ashta, A Ashta, A.

2008

Comment mesurer la performance sociétale et environnementale ? Une étude de la crédibilité de la notation de la Caisse d'Épargne par Vigeo

Asian-Pacific Conference on International Accounting Issues, Paris,  November 09-12, 2008

Ashta, A. & Bush, M.

2008

Ethical issues of NGO principals in sustainability, outreach and impact of Microfinance: Lessons in governance from the Banco Compartamos' IPO

Conférence Internationale de Gouvernance d’Entreprise, Bordeaux, France (June)

Ashta, A. & Bush, M.

2008

Ethical issues of NGO principals in sustainability, outreach and impact of Microfinance: Lessons in governance from the Banco Compartamos' IPO

1st International Workshop on Microfinance Management and Governance, Kristiansand, Norway (June)

Assadi, D & Ashta, A.

2008

Trust in Peer to peer lending

Journées d'Economie Experimentale, Dijon, France (May)

Ashta, A.

2008

A Brief Inventory of Behavioral Influences on the notion of Risk Adjusted Discount Rates in Project Appraisal

Journées d'Economie Experimentale, Dijon, France (May)

Attuel-Mendes, L & Ashta, A.

2008

French Usury Legislation And The Development Of Credit Availability For Microenterprise

Global Conference on Business and Finance, Honolulu, USA (Jan)

Ernult, J & Ashta, A.

2007

How to measure Global Sustainable Performance in a service enterprise ? A case study of Caisse d’Epargne

The second International Conference on Services Management, New Delhi, India (June)

Ashta, A.

2007

Corporate Social Responsibility in the Dynamic Information Age of Inter-Systems Connectivity

18th IRMA International conference, Vancouver, Canada (May)

Ernult, J & Ashta, A.

2007

Comment mesurer la performance globale dans une société de service ? Le cas de la Caisse d'Épargne

Le 6ème congrès international de gouvernance, Geneva, Switzerland (May)

Ashta, A.

2006

Efficiency, Equity and Justice considerations in the taxation of Human Capital

Le 5ème congrès international de gouvernance, Strasbourg, France (May)

Brice Corgnet, Christophe Godlewski, and Angela Sutan & Ashta, A.

2006

The power of words in financial markets : soft versus hard information, a strategy method experiment

Behavioral Finance: Theory and experimental, Evidence conference in Siena, Italy  (April)

Ashta, A. & Zeyl, A.

2006

The Use of Alert Signals: What Does the Pharmaceutical Sales Force Information Noise on the Internet Signal

5th International Marketing Trends Congress, Venice, Italy, (Jan.)

Ashta, A.

2005

Behavioral Influences on the Notion of Expectations in Project Appraisal

IMEBE’ 05 Conference, Valencia, Spain. (Poster presentation), (Dec.)

Ashta, A., Patil S. & Seguin, G.

2005

Behavioral Finance issues in Listing and Delisting in the French wine industry: Lessons from the case of Grands Vins Boisset

Bacchus in Bourgogne Conference, Beaune, France (Nov.)

Ashta, A.

2005

Wine Auctions: More explanations for the declining price anomaly

Bacchus in Bourgogne Conference, Beaune France (Nov.)

Ashta, A., Diaz Bretonnes, F. & Tolle, L.

2004

Selection Process for Restructuring Strategies for Sick Companies

IASTED International Conference on Alliances, Mergers and Acquisitions (AMA 2004), MIT Cambridge, USA (Nov.)

Ashta, A. & Tolle, L.

2004

A study of Objective Criteria for selecting Restructuring Strategies for Distressed or Declining Enterprises

Colloque"Observer pour agir", Amiens, France. (Sept.)

Ashta, A. & Spencer, R.

2002

The Potency of Tax Networks – International Taxation Networking Strategies and Effect on International Business

Working paper at IMP conference, Dijon ( Sept.)

Ashta, A.

1998

L’impôt dans l’Hindouisme

Seminar on “Dieu et l’Impôt”, a tax-workshop organized by “Universités Fiscales Européennes de Printemps”, Nice.

Ashta, A.

1997

La réforme fiscale indienne

Seminar on “Qu’est-ce que la Réforme Fiscale”,  a tax-workshop organized by “Universités Fiscales Européennes de Printemps”, Nice.

Ashta, A.

1995

Panorama fiscal indien: incitations aux investisseurs

Seminar on “L’overdose fiscale en France”, a tax-workshop organised by “Universités Fiscales Européennes de Printemps”, Nice.

 

 

 

 

 

·      Papers at Professional Conferences

Ashta, A.

2011

Regulation and microfinance

Séminaire préparatoire au colloque G20 Workshop to prepare a conference for the G20, June 10

Ashta, A.

2011

Round table: Microfinance crisis in India: The road ahead

Convergences 2011, Paris, 3-5 May, 2011

Arvind Ashta

2011

 Innovations pour le développement : SIG, prêts en lignes, Mobile banking, e-banking … »

 

Conférence sur le Succès, innovations et dérives, Jouhe, Dole, 29 janvier 2011

Ashta, A.

2011

An Overview of Microfinance

Economic Forum of Chad, N'Djamena, January 7-9th , 2011

Ashta, A.

2010

An overview of Regulations impacting Mobile Banking

Mobile Payment  Expo, Paris June 9-10, 2010

Ashta, A.

2010

MIS for Microfinance

2nd Microfinance and New Technologies Summit, (March 11-12), Marrakech

Ashta, A.

2009

Interest Rate ethics : an aspect of  social performance in microfinance

European Microfinance Week, Luxembourg, Nov 24-26, 2009

Ashta, A. & Fall, Ndeye Salimata

2009

Institutional Analysis to understand the growth of Microfinance Institutions in West African Economic and Monetary Union

4th African Microfinance Conference in  Ouagadougou  7-10 July, 2009

Ashta, A., Attuel-Mendes, L. & Ditter, J-G.

2008

Another "FRENCH PARADOX":  Explaining why interest rates to microenterprises did not increase with the change in French usury legislation

European Microfinance Week, Luxembourg, Nov 12-14, 2008

Ashta, A.

2008

Panelist in session on "C2C and B2B platforms: How does the Internet make retail investors become microfinance players?"

Microfinance and New Technologies Summit 2008, New Delhi, October 21-22, 2008

Ashta, A & Assadi, D.

2008

Do Social Cause and Social Technology Meet? Impact of Web 2.0 Technologies on peer-to-peer lending transactions

Asia Microfinance Forum 2008 in Hanoi, Vietnam 26-29 August 2008

 

 

·      Working Papers of CEREN, Groupe ESC Dijon-Bourgogne

Ashta, A.,

Evolution of Mobile Banking Regulations,

Les Cahiers du CEREN, #33

Dec 2010

Ashta, A., & Assadi, 2010D.

P2P Interaction Orientation and Brand Value Building in Online Social Lending Startups

Les Cahiers du CEREN, #31

June 2010

Ashta, A., & Assadi, D.

Should online Micro-lending be for profit or for philanthropy? DhanaX and Rang De

Les Cahiers du CEREN, #31

June 2010

Ashta, A., & de Selva, R

Religious practice and micro-credit

Les Cahiers du CEREN, #31

June 2010

Allaire, V., Ashta, A., Attuel-Mendes, L. & Krishnaswamy, K.,

Institutional analysis to explain the success of Moroccan Microfinance Institutions

Les Cahiers du CEREN, #29c

Dec 2009

 Ashta, A. & Fall, Ndeye Salimata,

Institutional Analysis to understand the growth of Microfinance Institutions in West African Economic and Monetary Union,

Les Cahiers du CEREN, #29,

Dec 2009

 Ashta, A. & Raimbault S. ,

Business Perceptions of the New French Regime on Auto-Entrepreneurship: A Risk-Taking Step Back From Socialism

Les Cahiers du CEREN, #29,

Dec 2009

 Attuel-Mendes, L.  & Ashta, A.,

 Truth, but not always the Whole Truth in Lending Laws, 5th International Finance Conference,

Les Cahiers du CEREN, #29,

Dec 2009

 Ashta, A. and Hudon, M.,

To whom should we be fair? Ethical issues in Balancing Stakeholder Interests from Banco Compartamos,

Les Cahiers du CEREN, #29,

Dec 2009

 Hudon, M. & Ashta, A.,

Microfinance Interest Rates dynamics: Are fair prices derived from Rawls' basic principles of justice?,

Les Cahiers du CEREN, #29,

Dec 2009

 Ashta,

Interest Rate ethics: an aspect of social performance in microfinance,

Les Cahiers du CEREN, #29,

Dec 2009

 Ashta, A. & Assadi, D.,

Analysis of European Online micro-lending Websites,

Les Cahiers du CEREN, #29,

Dec 2009

Ashta, A & Assadi D.,

Online lending in India,

Les Cahiers du CEREN, #29,

Dec 2009

Ashta, A & Assadi, D.,

Do Social Cause and Social Technology Meet?  Impact of Web 2.0 Technologies on peer-to-peer lending transactions in general and microfinance in particular,

Les Cahiers du CEREN, #29,

Dec 2009

 Ashta, A. & Assadi, D.,

Generating brand value in online Microfinance startups,

Les Cahiers du CEREN, #29,

Dec 2009

Assadi, D. & Ashta, A.,

P2P Interaction Orientation and Brand Value Building in Online Social Lending Startups ,

Les Cahiers du CEREN, #29,

Dec 2009

Arvind Ashta & Marek Hudon

To whom should we be fair? Ethical issues in Balancing Stakeholder Interests from Banco Compartamos Case Study

CEB Working Paper N° 09/036

 

Sep 2009

Jean-Guillaume Ditter, Laurence Attuel-Mendes, Arvind Ashta

 La réforme de la législation française en matière dusure facilite-t-elle l'accès au crédit des micro-entreprises ?

Les Cahiers du CEREN, #25,

Dec 2008

Arvind Ashta

 How Can Beta be Saved in the Face of Loss Aversion?

Les Cahiers du CEREN, #25, 

Dec 2008

Odile Barbe, Laurent Didelot et Arvind Ashta

Is There Need for Totally Disconnected Tax and Financial System? A Post IFRS Evaluation of Evolution of French Tax and Financial Reporting Relationship.

Les Cahiers du CEREN, #25, 

Dec 2008

Arvind Ashta et Joël Ernult

 Comment mesurer la performance sociétale et environnementale ? Une étude de la crédibilité de la notation de la Caisse d'Épargne par Vigeo

Les Cahiers du CEREN, #25,

Dec 2008

Djamchid Assadi & Arvind Ashta

How Do People Trust on Peer-to-Peer Lending Websites? Impacts of the Web 2.0 Technologies on Trust Building in Microfinance

Les Cahiers du CEREN, #24

Oct 2008

Arvind Ashta & Matthew Bush

Ethical issues of NGO principals in sustainability, outreach and impact of Microfinance: Lessons in governance from the Banco Compartamos' IPO

Les Cahiers du CEREN, #24

Oct 2008

Arvind Ashta

A Brief Inventory of Behavioral Influences on the subjective Risk Adjusted Discount Rates in Project Appraisal

Les Cahiers du CEREN, #24

Oct 2008

Arvind Ashta & Djamchid Assadi

Do Social Cause and Social Technology Meet? Impact of Web 2.0 Technologies on peer-to-peer lending transactions

Les Cahiers du CEREN, #23

June 2008

Arvind Ashta & Joel Ernult

Développement durable, responsabilité sociétale de l'entreprise, théorie des parties prenantes : Évolution et perspectives

Les Cahiers du CEREN,  # 21

Dec 2007

Arvind Ashta & Joel Ernult

Comment mesurer la performance globale dans une société de service ? Le cas de la Caisse d'Épargne

Les Cahiers du CEREN,  # 21

Dec 2007

Arvind Ashta

An Introduction to Microcredit: Why money is flowing from the rich to the poor

Les Cahiers du CEREN,  # 21

Dec 2007

Arvind Ashta & Laurence Attuel-Mendes

La législation française en matière d’usure et le développement de l'accès au crédit des microentreprises

Les Cahiers du CEREN,  # 21

Dec 2007

Arvind Ashta

Public Governance considerations in Taxation of Human Capital: Efficiency, Equity and Justice

Les Cahiers du CEREN,  # 17

Dec 2006

Arvind Ashta

Behavioral Influences on the Calculation of Expectations in Project Appraisal

Les Cahiers du CEREN,  # 15

July 2006

Arvind Ashta, Sujata Patil and Gilles Seguin

Behavioral Finance issues in Listing and Delisting in the French wine industry: Lessons from the case of Grands Vins Boisset

Les Cahiers du CEREN,  # 13

Dec 2005

Arvind Ashta

Wine Auctions: More explanations for the declining price anomaly

Les Cahiers du CEREN,  # 13

Dec 2005

Arvind Ashta & Francisco Diaz-Bretones and Lionel Tolle

Selecting Restructuring Strategies for Sick Companies: Incorporating the Decision-Making element

Les Cahiers du CEREN,  # 12,

Oct 2005

Arvind Ashta & Alfred Zeyl

The Use of Alert Signals: What Does the Pharmaceutical Sales Force Information Noise on the Internet Signal

Les Cahiers du CEREN,  # 12,

Oct 2005

Arvind Ashta & Joël Ernult

A strategic Management approach to the Problems of EU taxation

 Les Cahiers du CEREN,  # 8,

Oct 2004

Arvind Ashta & Lionel Tolle

A Study of criteria for selecting Restructuring strategies

Les Cahiers du CEREN  # 6

April 2004

Arvind Ashta

The EC Mergers Directive

Les Cahiers du CEREN  # 3

July 2003

Arvind Ashta & Robert Spencer

Creating Value through international networking by tax administrations

Les Cahiers du CEREN # 2

April 2003

Arvind Ashta

The French Work Bonus : Building on American Blocks

Les Cahiers du CEREN  # 1

Dec. 2002